Business-purpose commercial financing for a commercial payment estimate in Texas. See the relevant rules, qualifying locations, and a live number before you apply.
Start with the Mentor — see your rate in about 3 minutes →A commercial payment estimate is only useful when the loan amount, rate, amortization, and structure are stated together.
This page is built from the active pricing ruleset rather than generic marketing copy. The Mentor checks your property, documentation path, credit, leverage, and experience against the same current rules.
Reviewed for program accuracy on 2026-08-22 · The Fiirm content team
These statuses come from the active PPP grid. Conditional results include the grid's explanation when one is available.
| Structure | Status |
|---|---|
| 5-year structure | Allowed — For first lien loans, Texas law prohibits prepayment penalties on home equity loans under the Texas Constitution, (so-called ‘50(a)(6) or loans secured by owner-occupied (homestead) properties with an |
| Declining 5-4-3-2-1 | Allowed — For first lien loans, Texas law prohibits prepayment penalties on home equity loans under the Texas Constitution, (so-called ‘50(a)(6) or loans secured by owner-occupied (homestead) properties with an |
| 3-year structure | Allowed — For first lien loans, Texas law prohibits prepayment penalties on home equity loans under the Texas Constitution, (so-called ‘50(a)(6) or loans secured by owner-occupied (homestead) properties with an |
Location-restricted property programs use the verified Top-200 MSA list. The names below are sourced from the active pricing MSA lookup.
A commercial payment estimate is only useful when the loan amount, rate, amortization, and structure are stated together. This page publishes verified program facts for Texas, including location data and state prepayment results. Your exact scenario is checked live in the Mentor.
Yes. The Mentor collects the minimum scenario details, applies the current program rules, and returns live options in about three minutes.
No. The Fiirm provides business-purpose commercial real estate financing only, subject to full underwriting and property review.
