How the lender works

How we underwrite - and why the answer comes first

The Fiirm evaluates a scenario against the same published guidelines our underwriters apply, helping organize the facts, check program fit, and show the assumptions behind an initial result.

Live scenario analysis

The Mentor accepts a deal in plain language and helps organize the facts needed for an initial program check. It can surface missing information and guide a borrower toward the relevant next step.

Rules and pricing are connected

Public lending content is built from active program and location information where available. Pricing examples are illustrative and labeled with their assumptions. A live result is not an approval, quote, or commitment to lend.

Eligibility is explained, then underwritten

Eligibility runs on published rules, not guesswork. Ann explains the outcome; she never decides it.

Start with the Mentor