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Borrower resource library
In-depth borrower guidance for The Fiirm’s two active public categories: Small Balance Commercial (SBC) and DSCR investor lending. Learn how the review works, prepare the right information, and use the Mentor for an initial scenario conversation.
Borrower resource · SBC
A practical guide to the property, borrower, documentation, leverage, credit, and location questions that shape an eligible small-balance commercial loan review.
Read the resource →Borrower resource · DSCR
Understand how rental-property cash flow, leverage, credit, units, reserves, experience, documentation, and location interact in a DSCR investor loan review.
Read the resource →Borrower resource · Documentation
A borrower-friendly checklist for preparing an initial commercial loan scenario and the documents full SBC or DSCR underwriting may request.
Read the resource →Borrower resource · DSCR math
Learn the DSCR formula, work through an illustrative rental-property example, and understand why a lender’s calculation may differ from a quick estimate.
Read the resource →Borrower resource · Prepayment
Understand how to compare commercial loan prepayment structures, what can vary by state and program, and why final loan documents control.
Read the resource →Borrower resource · Documentation path
Understand when bank-statement documentation may be relevant to an eligible business-purpose commercial scenario and what still requires verification.
Read the resource →Public resources are educational starting points, not offers, approvals, quotes, or commitments to lend. Final terms require full underwriting.
